Do you know your zone?

We ALL live in flood zone and we are all at risk of floods damaging our property. MSD wants to encourage homeowners, renters, and business owners to educate yourselves on your individual flood risk. A good place to start is with the National Flood Insurance Program. Just click on the link below.

Find Your Zone

  1. Follow this link to the FEMA Flood Map Service Center:
  2. Type your address in the search area and hit search.
  3. Click on the Interactive Map button, Hit OK on the gray box.
  4. You will see a map with many colors.
  5. Click on the Base Map box in the upper right hand corner, Hit Imagery.
  6. Type your address in the search area and hit search.
  7. The map will automatically zoom in to your address, telling you your flood risk.

Flood Facts

  • Spring showers increase the chance of heavy rains that can result in flooding. MSD's Know Your Zone encourages residents/business owners to protect their property from flooding by knowing your flood risk and taking action to purchase flood insurance.
  • Flood risk ranges from high to moderate to low.
  • 20 percent of all flood insurance claims come from areas outside of high-risk flood zones.
  • The average flood damage claim for homeowners and renters exceeds $35,000 in damages. Residents without insurance in low-risk flood zones receive one-third of disaster assistance for flooding.
  • Anywhere it can rain, it can flood. The St. Louis region is rich with water resources, with three large rivers bordering MSD’s service area.
  • Most homeowners insurance does not cover flood damage.
  • Overland flooding can occur during heavy rains. It can also occur in areas where there are no nearby waterways due to rain water being channeled via a natural floodway to distant waterways or nearby stormwater system.

Upcoming Events

Know Your Zone Team members are out and about during the rainy season to answer your questions. We want to make sure everyone has the chance to find out their flood risk. If you have questions come see us at one of the following locations.

Green Homes Festival - Missouri Botanical Garden
Saturday, June 3, 2017
9am to 4pm


Know Your Zone is working hard to get the word out! If you want to know more about this public awareness campaign check out the links below.

National Flood Insurance Program

Map Service Center

FEMA Disaster Assistance/ Region VII (Missouri)

Disaster Help

Disaster Preparedness

National Weather Service

Contact Us